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Savings

Omogućena Vam je oročena štednja u KM, EUR, USD i CHF  valuti na dogovoreni period, čime obezbjeđujete dodatne prihode po osnovu kamata koje Banka isplaćuje na Vaša oročena sredstva.

The bank insures deposits in accordance with the Deposit Insurance Act. The depositor information form can be downloaded here. For additional information and protection, visit the website of the Deposit Insurance Agency www.aod.ba.

Time deposits / savings

Term savings are intended for clients who want to save safely for a certain period of time, and at the expiration of the term deposit, in addition to the return on invested funds, provide additional income based on the corresponding interest paid by the Bank after the expiry of the term deposit.

Oročenu štednju je moguće ugovoriti  u KM, EUR, USD i CHF valuti na dogovoreni period.

Disposal of funds: The depositor may dispose of time deposits upon expiry of the agreed period.

U toku je akcijska ponuda za oročenu i dječiju štednju koju možete pogledati ovdje .

Za više informacija molim Vas da kontaktirate najbližu poslovnicu.

Children's savings

Children's savings enables safe and gradual savings for your children, in a way that according to their own capabilities in the same savings account when and how much you want with the same selected maturity date.

The maximum term deposit period can be 18 years or less, depending on the age of the minor owner of the savings at the time of contracting, and Children's savings can be contracted for a term period due in the year in which the owner comes of age. Children's savings can be due even before the age of majority of a minor, so it is possible to contract savings for shorter periods.

Term deposit in months

Type of interest rate

Interest rate

EKS*

36-47

fixed

1,00%

1,00%

48-59

fixed

1,30%

1,30%

60 and more

fixed

1,40%

1,40%

Napomena: * Navedeni iznos efektivne kamatne stope izračunat je u pretpostavku da klijent već ima otvoren štedni račun.

Prilikom ugovaranja Dječije štednje uplaćuje se minimalni iznos, dok za vrijeme trajanja oročenja naknadne uplate mogu biti u iznosima i periodičnosti koji odgovaraju uplatitelju. Sredstva može uplaćivati zakonski zastupnik/staratelj ili druga osoba u gotovini ili putem trajnog naloga ugovorenog u Banci.

Minimalni iznos KM 100,00 Maksimalan iznos KM 50.000,00

 

Dedicated time deposit

Purpose: A deposit that serves as a security instrument for loans, guarantees, etc.  placements
Currency: KM and EUR
Amount: Depending on the amount of approved placement and loan coverage by deposit and in accordance with the decision of the competent authority holder
Term term: Deposit term is tied to the placement repayment period
Interest rate:  No passive interest calculation / Fixed interest rate

 

Type of deposit Currency Interest rate
Dedicated term deposit KM/EUR 0,00%