Accounts
Current Account
A current account is a multi-currency account where you keep your funds that you can dispose of on a daily basis.
A current account is an account of a natural person that is opened for the purpose of regular or occasional inflows and payments of funds from the account, all within the limits of available funds that are in the account. The current account is opened on the basis of a written contract concluded with the client that ensures regular or occasional cash flow. Regular payment/inflow of funds the Bank considers the inflow /payment paid on the basis of personal income, disability allowance, pension and other regular monthly income and allowances. The bank does not consider regular cash payments, payment of occasional fees and other occasional receipts.
The current account offers a number of options:
- Receiving regular monthly income,
- Easy disposal of funds in the account through card products,
- Allowed overdraft in the amount of up to three salaries,
- Business through electronic services and standing orders,
- Monthly reporting through statements.
DOCUMENTATION:
- request to open an account;
For adults:
- a copy of the ID card;
- copy of residence certificate / CIPS application form.
For foreign natural persons (non-residents):
- Passport of a non-resident country – for inspection and a copy of the passport. Translation of the passport by a court interpreter and certification is required if it is a document whose columns and data are not listed in Latin or Cyrillic script.
Savings bets at sight (A VISTA)
A savings account a vista is an account with no limited number of deposits or withdrawals, as well as execution time limits, depending on your needs .
The disposal of a savings role at sight (a vista) is possible:
- In the bank's offices,
- Through electronic services,
- Standing order.
Account user:
- Domestic natural persons – residents older than 18 years with permanent residence in BiH
- Minor residents for whom an account can be opened by a legal representative (parent)
- Persons under guardianship (adult and minor) for whom an account can be opened by a legal Guardian
- Foreign natural persons – non-residents
And vista savings offers you the following options:
- Separating certain funds from the basic current account,
- Easy disposal of funds at the counter
DOCUMENTATION:
- request to open a savings account;
For adults:
- a copy of the ID card;
- copy of residence certificate / CIPS application form.
For minors:
- a copy of the birth certificate of a minor (it is necessary to submit the original for inspection at the Branch Office),
- a copy of the legal representative/guardian's identity card and proxy and a copy of the certificate of residence of the legal representative/guardian and proxy;
- for minors without parental care under the protection of guardians, the Decision of the guardianship authority, proving the status of guardians.
For foreign natural persons (non-residents):
- Passport of a non-resident country – for inspection and a copy of the passport. Translation of the passport by a court interpreter and certification is required if it is a document whose columns and data are not listed in Latin or Cyrillic script.
- Statement on the absence of an account over which a measure prohibiting the disposal of funds is prescribed.
Information sheet - current account